Card processing fee#
Also called: Card fee, Transaction fee
A card processing fee is what a payment processor charges to take a card payment, usually a percentage of the order plus a fixed amount per transaction. It applies to every card order whatever the ordering software costs, and it is separate from any commission or subscription. Processors quote it either as a blended rate or as interchange-plus pricing.
Worked example
At 2.5% + 30p, a £20 card order costs 80p in card fees: 50p from the percentage plus the 30p fixed fee.
On Aexir
Aexir’s UK card rate is 2.5% + 30p per transaction through Stripe, the same on the app and the website; the pricing page states that 1% + 10p of it is an Aexir platform contribution and the rest covers Stripe. In France the rate is 2,5 % + 0,35 € par transaction.
Chargeback#
Also called: Dispute, Card dispute
A chargeback, also called a dispute, happens when a cardholder questions a payment with the bank that issued their card. The issuer reverses the payment through the card network, the money is taken back from the business along with a dispute fee, and the business can submit evidence, such as order and delivery records, to contest it. Repeated chargebacks can put a merchant account at risk.
Example
A customer says a £30 delivery never arrived and disputes the charge. The takeaway submits the order record, the delivery time and the driver’s notes. Stripe’s UK pricing page lists a £20.00 fee per dispute received.
Sources: Stripe, Disputes; Stripe, Pricing (UK), checked 28 October 2026.
Click and collect#
Also called: Collection order, Pickup order
Click and collect means the customer orders, and usually pays, online, then picks the food up from the restaurant at a quoted time instead of having it delivered. There is no delivery fee or driver to arrange, so it is often the cheapest order type for both sides. Ordering systems let the restaurant set collection times, preparation time and whether payment is taken online or at the counter.
Example
A chippy quotes collection in 15 minutes at Friday teatime; customers order on its app, pay by card and walk past the queue to the collection shelf.
On Aexir
Aexir’s apps and ordering websites take both delivery and collection orders.
Commission#
Also called: Marketplace commission
Commission is a percentage of each order’s value that a marketplace or ordering platform keeps, so the cost rises with every order and every pound of order value. Marketplaces usually charge a lower rate when the restaurant delivers itself and a higher one when the marketplace’s riders deliver, and VAT is often added on top of the commission itself.
Worked example
At 14% commission, a £20 order costs the restaurant £2.80 before VAT on the commission; at 30%, the same order costs £6.
On Aexir
Aexir charges a flat monthly fee at published prices, and UK card payments through Stripe are 2.5% + 30p per transaction.
Controller and processor (UK GDPR)#
Also called: Data controller, Data processor
Under UK GDPR, a controller decides why and how personal data is processed and carries the main responsibility for compliance; a processor handles personal data on the controller’s behalf and follows its instructions. When a restaurant uses ordering software, the roles depend on who decides what customer data is collected and what it is used for, and the contract between them should say so.
Example
A takeaway that decides to collect customers’ email addresses for its own offers is the controller of that data; a software company that stores those orders only to run the service, on the takeaway’s instructions, acts as its processor.
Source: Information Commissioner’s Office, What are ‘controllers’ and ‘processors’?, checked 28 October 2026.
Courier dispatch (on-demand delivery)#
Also called: On-demand delivery, Delivery as a service
Courier dispatch, or on-demand delivery, means booking a third-party courier for one order at a time instead of employing drivers. The ordering system or till sends the pickup and drop-off details, a nearby courier collects the food, and the restaurant pays a fee per delivery. The order stays the restaurant’s own; only the delivery is bought in.
Example
On a wet Saturday a pizzeria’s two drivers are both out, so it books a courier for the next three orders from its till and pays for each delivery.
On Aexir
In the UK, Aexir offers partner courier delivery, charged per delivery if used. Aexir has no delivery fleet, and restaurants can assign their own drivers instead.
Customer data#
Also called: First-party data, Customer list
Customer data is the record of who orders from you: names, contact details, addresses, order history and marketing permissions. When customers order through your own app or website, you hold that record and can use it, within data protection law, for loyalty, offers and push notifications. On a marketplace, the marketplace holds the customer account and the restaurant usually sees only what it needs to fulfil each order.
Example
A café with its own app sees which customers have ordered five times or more this year and sends them a reward for their next visit.
Customer fee#
Also called: Checkout fee, Online order fee
A customer fee is a charge added at checkout and paid by the customer rather than the restaurant, such as a fixed fee per online order or a small-order charge. It moves a cost onto the customer instead of removing it, and makes the price paid higher than the menu price. The CMA’s price transparency guidance says mandatory fees must be included in the prices shown, not added as checkout goes on.
Example
An ordering website that adds a 50p fee to every order shows it in its prices from the start, rather than revealing it on the payment screen.
Source: Competition and Markets Authority, Price transparency (CMA209), checked 28 October 2026.